Privacy Policy — Accruepon

# Accruepon Privacy Policy **Effective Date:** Upon acceptance. ## 1. Information We Collect - Account info: name, email, phone, address. - Activity: loyalty card usage, coupon redemptions, token transactions, messages. - Wallet: public blockchain address linked to your account. We do not store your wallet private keys; those are held by our wallet provider (Privy). - Technical: device, browser, IP address, log data. ## 2. How We Use Information - Operate the Service, process rewards, prevent fraud, communicate with you, comply with law. ## 3. Sharing We share information with: franchisees and partners as needed for your participation in their programs; service providers (hosting, wallet, analytics); law enforcement when legally required. We do not sell your personal data. ## 4. Blockchain Disclosure Token transactions are recorded on a public blockchain and are permanent and visible to anyone. Your wallet address may be linked to your activity. ## 5. Security We use reasonable safeguards. No system is 100% secure. ## 6. Your Rights You may request access, correction, or deletion of your personal data subject to legal retention requirements. Account deletion does not remove on-chain transaction history. ## 7. Retention We retain anonymized records of historical transactions for accounting and audit purposes after account deletion. ## 8. Children The Service is not intended for users under 18. ## 9. Changes We may update this policy; continued use signals acceptance. ## 10. Contact Reach the administrator through the in-app messaging center. *Starter template; review with counsel before production launch.*